# sabka.ai

> sabka.ai ("AI for everyone") is a free, India-focused site that explains AI in plain English with Indian examples. It has guides, copyable prompts, an AI tools directory, AI news with sources, a 200-term glossary, quizzes, and illustrated storybooks for children: Jugnupur Tales (how AI works) and Cybersecurity for Juniors (staying safe online). No sign-up, no ad trackers.

Content is written for readers in India and uses Indian context (UPI, rupees, Indian laws such as the DPDP Act and IT Rules, helpline 1930). News posts list their sources. Quote with a link to the page.

## Start here: by who you are

- [AI for kids](https://sabka.ai/for/kids/): Stories, games and simple safety rules.
- [AI for students](https://sabka.ai/for/students/): Study smarter, understand how AI really works.
- [AI for parents and teachers](https://sabka.ai/for/parents-teachers/): Guide children, plan lessons, spot risks early.
- [AI for office workers](https://sabka.ai/for/office/): Emails, reports, meetings and automation.
- [AI for finance and accounts](https://sabka.ai/for/finance/): For CAs, accountants, bankers and advisers.
- [AI for journalists and media](https://sabka.ai/for/media/): Research faster, verify harder.
- [AI for bloggers and writers](https://sabka.ai/for/writers/): Outlines, editing and translation in your voice.
- [AI for reel and YouTube creators](https://sabka.ai/for/creators/): Scripts, captions, thumbnails and the AI-label rules.
- [AI for shopkeepers and small business](https://sabka.ai/for/business/): Posters, replies, prices and customers.
- [AI for job seekers](https://sabka.ai/for/job-seekers/): Resumes, interviews and new skills.
- [AI for homemakers](https://sabka.ai/for/homemakers/): Meals, budgets, children's homework and safe UPI.
- [AI for seniors](https://sabka.ai/for/seniors/): Simple help, and protection from scams.

## Start here: by what you want to do

- [Learn the basics](https://sabka.ai/tasks/basics/): What AI is, how it learns, why it makes mistakes.
- [Write and translate](https://sabka.ai/tasks/write/): Emails, posts, summaries and Indian languages.
- [Make images, video and voice](https://sabka.ai/tasks/create/): Posters, thumbnails, reels and voice-overs.
- [Research and fact-check](https://sabka.ai/tasks/research/): Find answers with sources, check what's true.
- [Work with Excel and numbers](https://sabka.ai/tasks/numbers/): Formulas, tables, budgets and reports.
- [Automate repetitive work](https://sabka.ai/tasks/automate/): Let workflows and agents do the boring parts.
- [Stay safe from scams](https://sabka.ai/tasks/safety/): Deepfakes, voice clones, fake officers and fraud.
- [Upskill for work](https://sabka.ai/tasks/career/): AI skills for jobs and building things.

## Stay safe: scams in India and what to do

- [Scam library and where to report](https://sabka.ai/safety/): report fraud on 1930 or cybercrime.gov.in
- [Is this AI app safe? checker](https://sabka.ai/safety/app-check/): ten questions before installing an app
- [Today's Scam Challenge (daily game)](https://sabka.ai/play/)
- [The Call: interactive scam stories](https://sabka.ai/play/the-call/)
- [Scam or real? practice game](https://sabka.ai/safety/scam-or-real/)
- [Scam warning posters (English and Hindi)](https://sabka.ai/safety/posters/)
- [Digital arrest scam](https://sabka.ai/safety/digital-arrest/): Fake police, CBI or ED officers on a video call say you're under arrest and must pay. There is no such thing.
- [Cloned voice of a family member](https://sabka.ai/safety/voice-clone-emergency/): "Mummy, I've had an accident, send money now!" AI can copy a voice from a short clip. Hang up and call back.
- [Deepfake celebrity investment ads](https://sabka.ai/safety/deepfake-investment-ads/): A famous face "recommends" a stock tip or trading app with guaranteed returns. The video is fake.
- [Fake KYC update and OTP fraud](https://sabka.ai/safety/kyc-otp-fraud/): "Your KYC expires today, your account will be blocked." Banks never ask for your OTP, PIN or password.
- [UPI PIN and QR code scams](https://sabka.ai/safety/upi-pin-qr-scam/): "Scan this QR to receive money." You never need your UPI PIN to receive money, only to pay.
- [Part-time job and "task" scams](https://sabka.ai/safety/task-job-scam/): Earn ₹5,000 a day liking videos or rating hotels? They pay you small amounts first, then take your deposits.
- [Sextortion and morphed photos](https://sabka.ai/safety/sextortion-morphed-photos/): A stranger records a video call or makes a fake nude with AI, then threatens to share it. Don't pay. Get help.
- [Fake customer-care numbers](https://sabka.ai/safety/fake-customer-care/): You search online for a helpline, call it, and the "agent" asks you to install an app or share a PIN for your refund.
- [Fake wedding invites and APK files](https://sabka.ai/safety/malicious-apk-files/): A "wedding card", "bill" or "bank update" arrives as an .apk file on WhatsApp. Installing it hands over your phone.
- [Fake AI apps and chatbot clones](https://sabka.ai/safety/fake-ai-apps/): Look-alike "ChatGPT" or "AI photo" apps that charge big subscriptions, steal data or carry malware.
- [Illegal instant loan apps](https://sabka.ai/safety/illegal-loan-apps/): Quick loans with no checks, then huge charges, threats and morphed photos sent to your contacts.
- [Fake trading apps and stock-tip groups](https://sabka.ai/safety/fake-trading-groups/): "VIP" WhatsApp or Telegram groups promise insider tips and IPO quotas, then trap you in a fake trading app.
- [Gift card scams](https://sabka.ai/safety/gift-card-scam/): A "boss", official or relative asks you to buy gift cards and send the codes. Once they have the code, the money is gone.
- [Shopping account takeover](https://sabka.ai/safety/shopping-account-takeover/): Someone gets into your shopping or wallet app and spends your gift card balance, coins and saved cards.
- [Fake delivery and parcel scams](https://sabka.ai/safety/fake-delivery-parcel-scam/): "Your parcel couldn't be delivered. Pay ₹25 to reschedule." The link steals your card details and OTP.
- [Money mule accounts](https://sabka.ai/safety/money-mule-accounts/): "Earn commission just by letting us use your bank account." Your account is then used to move scam money, and police come to you.
- [Unknown charges on your card or account](https://sabka.ai/safety/unknown-card-charges/): A debit you didn't make? Report it to your bank within 3 working days. Under RBI rules you usually don't pay for it.
- [SIM swap and eSIM fraud](https://sabka.ai/safety/sim-swap-fraud/): Your phone suddenly loses signal. Someone has moved your number to their SIM and is reading your bank OTPs.
- [Aadhaar fingerprint (AePS) fraud](https://sabka.ai/safety/aeps-fingerprint-fraud/): Money withdrawn using your Aadhaar number and a copied fingerprint, with no OTP. Lock your biometrics to stop it.
- [Fake traffic challan and bill messages](https://sabka.ai/safety/fake-challan-bill-messages/): "Your challan is pending, pay now" or "Electricity will be cut tonight." The link or app steals your OTPs and money.
- [Fake travel, pilgrimage and hotel bookings](https://sabka.ai/safety/fake-travel-pilgrimage-booking/): Kedarnath helicopter, Char Dham or hotel booked on a fake site. You pay, and no ticket or room exists.
- [Fake "army officer" buyer and rental scams](https://sabka.ai/safety/olx-army-officer-scam/): A "soldier" being transferred sells a cheap bike, or wants to rent your flat, then asks you to send money "to receive" payment.
- [Matrimonial and romance scams](https://sabka.ai/safety/matrimonial-romance-scam/): A perfect match online, often an "NRI" or officer, who soon needs money for customs, visas or an emergency.
- [Fake jobs abroad and scam compounds](https://sabka.ai/safety/fake-jobs-abroad/): A well-paid "data entry" or IT job in Thailand or Dubai turns into forced scam work in Myanmar, Cambodia or Laos.
- [Fake shopping sites and sale links](https://sabka.ai/safety/fake-shopping-sites/): An iPhone for ₹999 in a "Big Billion" sale link. The site is a copy, and your card details go to scammers.
- [Loans and SIMs taken in your name](https://sabka.ai/safety/identity-misuse-loans-sims/): Recovery calls for a loan you never took, or SIMs you never bought. Someone is using your PAN and Aadhaar.

## सुरक्षित रहें: हिंदी में ठगी की जानकारी (Stay safe, in Hindi)

- [ठगी से सुरक्षित रहें](https://sabka.ai/hi/safety/)
- [क्या यह AI ऐप सुरक्षित है?](https://sabka.ai/hi/safety/app-check/)
- [आज का स्कैम चैलेंज](https://sabka.ai/hi/play/)
- [ठगी या असली? गेम](https://sabka.ai/hi/safety/scam-or-real/)
- [The Call: ठगी की कहानियाँ](https://sabka.ai/hi/play/the-call/)
- [डिजिटल अरेस्ट ठगी](https://sabka.ai/hi/safety/digital-arrest/): नकली पुलिस, CBI या ED अफ़सर वीडियो कॉल पर कहते हैं कि आप गिरफ़्तार हैं और पैसे दें। ऐसा कुछ होता ही नहीं।
- [परिवार के सदस्य की नकली आवाज़](https://sabka.ai/hi/safety/voice-clone-emergency/): "मम्मी, मेरा एक्सीडेंट हो गया, अभी पैसे भेजो!" AI छोटे से वीडियो से आवाज़ बना सकता है। फ़ोन काटें और वापस कॉल करें।
- [मशहूर लोगों के नकली निवेश विज्ञापन](https://sabka.ai/hi/safety/deepfake-investment-ads/): कोई मशहूर चेहरा "पक्के मुनाफ़े" वाला शेयर टिप या ट्रेडिंग ऐप बताता है। वीडियो नकली है।
- [नकली KYC अपडेट और OTP ठगी](https://sabka.ai/hi/safety/kyc-otp-fraud/): "आज आपकी KYC ख़त्म हो जाएगी, खाता ब्लॉक हो जाएगा।" बैंक कभी आपका OTP, PIN या पासवर्ड नहीं मांगते।
- [UPI PIN और QR कोड ठगी](https://sabka.ai/hi/safety/upi-pin-qr-scam/): "पैसे पाने के लिए यह QR स्कैन करें।" पैसे पाने के लिए कभी UPI PIN नहीं चाहिए, सिर्फ़ भेजने के लिए।
- [पार्ट-टाइम जॉब और "टास्क" ठगी](https://sabka.ai/hi/safety/task-job-scam/): वीडियो लाइक करके या होटल को रेटिंग देकर रोज़ ₹5,000? पहले थोड़े पैसे देते हैं, फिर आपके जमा किए पैसे ले जाते हैं।
- [सेक्सटॉर्शन और बदली हुई (मॉर्फ़्ड) तस्वीरें](https://sabka.ai/hi/safety/sextortion-morphed-photos/): कोई अनजान व्यक्ति वीडियो कॉल रिकॉर्ड करता है या AI से नकली तस्वीर बनाता है, फिर शेयर करने की धमकी देता है। पैसे न दें। मदद लें।
- [नकली कस्टमर केयर नंबर](https://sabka.ai/hi/safety/fake-customer-care/): आप ऑनलाइन हेल्पलाइन खोजकर कॉल करते हैं, और "एजेंट" रिफ़ंड के लिए ऐप डलवाता है या PIN मांगता है।
- [नकली शादी के कार्ड और APK फ़ाइलें](https://sabka.ai/hi/safety/malicious-apk-files/): "शादी का कार्ड", "बिल" या "बैंक अपडेट" WhatsApp पर .apk फ़ाइल में आता है। इसे इंस्टॉल करना यानी फ़ोन सौंप देना।
- [नकली AI ऐप और चैटबॉट की नकल](https://sabka.ai/hi/safety/fake-ai-apps/): "ChatGPT" या "AI फ़ोटो" जैसे दिखने वाले नकली ऐप जो महंगे सब्सक्रिप्शन लेते हैं, डेटा चुराते हैं या मैलवेयर डालते हैं।
- [ग़ैरक़ानूनी इंस्टेंट लोन ऐप](https://sabka.ai/hi/safety/illegal-loan-apps/): बिना जाँच के झटपट लोन, फिर भारी चार्ज, धमकियाँ और आपके कॉन्टैक्ट्स को भेजी गई बदली हुई तस्वीरें।
- [नकली ट्रेडिंग ऐप और शेयर टिप्स वाले ग्रुप](https://sabka.ai/hi/safety/fake-trading-groups/): "VIP" WhatsApp या Telegram ग्रुप अंदर की टिप्स और IPO कोटा का वादा करते हैं, फिर नकली ट्रेडिंग ऐप में फँसा देते हैं।
- [गिफ़्ट कार्ड ठगी](https://sabka.ai/hi/safety/gift-card-scam/): "बॉस", अफ़सर या रिश्तेदार गिफ़्ट कार्ड ख़रीदकर कोड भेजने को कहता है। कोड मिलते ही पैसे चले जाते हैं।
- [शॉपिंग अकाउंट पर क़ब्ज़ा](https://sabka.ai/hi/safety/shopping-account-takeover/): कोई आपके शॉपिंग या वॉलेट ऐप में घुसकर गिफ़्ट कार्ड बैलेंस, कॉइन और सेव किए कार्ड ख़र्च कर देता है।
- [नकली डिलीवरी और पार्सल ठगी](https://sabka.ai/hi/safety/fake-delivery-parcel-scam/): "आपका पार्सल डिलीवर नहीं हो सका। दोबारा भेजने के लिए ₹25 दें।" लिंक आपके कार्ड की जानकारी और OTP चुरा लेता है।
- [मनी म्यूल खाते (किराए के बैंक खाते)](https://sabka.ai/hi/safety/money-mule-accounts/): "बस अपना बैंक खाता इस्तेमाल करने दो, कमीशन मिलेगा।" फिर उस खाते से ठगी का पैसा घुमाया जाता है, और पुलिस आपके पास आती है।
- [कार्ड या खाते से अनजान कटौती](https://sabka.ai/hi/safety/unknown-card-charges/): ऐसा पैसा कटा जो आपने ख़र्च नहीं किया? 3 कामकाजी दिनों में बैंक को बताएं। RBI नियमों के तहत आमतौर पर नुक़सान आपका नहीं होता।
- [SIM स्वैप और eSIM ठगी](https://sabka.ai/hi/safety/sim-swap-fraud/): फ़ोन का नेटवर्क अचानक चला गया। किसी ने आपका नंबर अपने SIM पर ले लिया है और आपके बैंक OTP पढ़ रहा है।
- [आधार फ़िंगरप्रिंट (AePS) ठगी](https://sabka.ai/hi/safety/aeps-fingerprint-fraud/): आपके आधार नंबर और नकली फ़िंगरप्रिंट से, बिना OTP, पैसे निकाल लिए जाते हैं। बायोमेट्रिक लॉक करके इसे रोकें।
- [नकली ट्रैफ़िक चालान और बिल मैसेज](https://sabka.ai/hi/safety/fake-challan-bill-messages/): "आपका चालान बाक़ी है, अभी भरें" या "आज रात बिजली कट जाएगी।" लिंक या ऐप आपके OTP और पैसे चुरा लेता है।
- [नकली यात्रा, तीर्थ और होटल बुकिंग](https://sabka.ai/hi/safety/fake-travel-pilgrimage-booking/): केदारनाथ हेलिकॉप्टर, चार धाम या होटल की बुकिंग नकली साइट पर। आप पैसे देते हैं, पर कोई टिकट या कमरा होता ही नहीं।
- [नकली "आर्मी अफ़सर" ख़रीदार और किराए की ठगी](https://sabka.ai/hi/safety/olx-army-officer-scam/): ट्रांसफ़र हो रहा "फ़ौजी" सस्ती बाइक बेचता है, या आपका फ़्लैट किराए पर लेना चाहता है, फिर पैसे "पाने" के लिए आपसे पैसे भिजवाता है।
- [शादी और रोमांस की ठगी](https://sabka.ai/hi/safety/matrimonial-romance-scam/): ऑनलाइन एक परफ़ेक्ट रिश्ता, अक्सर "NRI" या अफ़सर, जिसे जल्द ही कस्टम, वीज़ा या इमरजेंसी के लिए पैसे चाहिए।
- [विदेश में नकली नौकरी और ठगी के अड्डे](https://sabka.ai/hi/safety/fake-jobs-abroad/): थाईलैंड या दुबई में अच्छी तनख़्वाह वाली "डेटा एंट्री" या IT नौकरी, म्यांमार, कंबोडिया या लाओस में ज़बरदस्ती ठगी के काम में बदल जाती है।
- [नकली शॉपिंग साइट और सेल लिंक](https://sabka.ai/hi/safety/fake-shopping-sites/): "बिग बिलियन" सेल के लिंक में ₹999 का iPhone। साइट नकली है, और आपके कार्ड की जानकारी ठगों के पास जाती है।
- [आपके नाम पर लिए गए लोन और SIM](https://sabka.ai/hi/safety/identity-misuse-loans-sims/): ऐसे लोन के लिए वसूली की कॉल जो आपने लिया ही नहीं, या ऐसे SIM जो आपने ख़रीदे नहीं। कोई आपका PAN और आधार इस्तेमाल कर रहा है।

## Guides

- [Spotting fake reviews before you buy](https://sabka.ai/tutorials/spotting-fake-reviews/): How fake and paid reviews push up ratings on shopping apps, maps and app stores, the signs to look for, and what India's review standard says.
- [Automate boring work with AI: n8n, Zapier and Make](https://sabka.ai/tutorials/automate-repetitive-work-with-ai/): How automation tools with AI steps can sort emails, save attachments and draft replies for you, with a simple first workflow and the safety rules that matter.
- [Which AI tool should I use? A quick guide for every job](https://sabka.ai/tutorials/which-ai-tool-should-i-use/): Students, shopkeepers, designers, office workers and parents: match what you want to do with the right kind of AI tool, and avoid the common traps.
- [Using AI for homework, the right way](https://sabka.ai/tutorials/ai-for-homework/): How to use AI as a tutor that makes you smarter, not a shortcut that gets you caught or leaves you stuck in the exam.
- [How does AI learn? Data, patterns and mistakes](https://sabka.ai/tutorials/how-ai-learns/): What "training" actually means, why AI needs so much data, and how bad data makes biased AI.
- [How do chatbots like ChatGPT actually work?](https://sabka.ai/tutorials/how-chatbots-work/): Large language models explained without maths: next-word prediction, training, and why they can sound smart and still be wrong.
- [Spotting deepfakes and AI scams](https://sabka.ai/tutorials/spotting-deepfakes-and-ai-scams/): How fake videos, cloned voices and AI-written messages are used to fool people, and simple ways to protect yourself and your family.
- [Staying safe with AI](https://sabka.ai/tutorials/staying-safe-with-ai/): Five simple rules for kids using chatbots, image makers and AI apps, at home or at school.
- [What is AI, really?](https://sabka.ai/tutorials/what-is-ai/): A simple, no-jargon explanation of artificial intelligence, with everyday examples you already use.
- [Why AI makes mistakes (and how to catch them)](https://sabka.ai/tutorials/why-ai-makes-mistakes/): The real reasons chatbots get things wrong, and a 4-step habit to check any AI answer in under a minute.
- [Writing good prompts: get better answers from AI](https://sabka.ai/tutorials/writing-good-prompts/): A simple four-part recipe for asking AI chatbots for exactly what you need, with before-and-after examples.

## News

- [An AI app left 144,000 chat logs open online. What you type into AI isn't always private](https://sabka.ai/news/ai-aggregator-302ai-chat-leak/): 2026-10-28. Researchers found millions of files from the AI service 302.ai, including user chats with personal details, in an unprotected online storage bucket. Here's what to keep out of AI chats.
- [Saved your AI API key in a coding tool? A breach is a reminder to protect it like a password](https://sabka.ai/news/ai-api-keys-opencode-breach/): 2026-10-28. AI coding tool OpenCode says an intruder may have exposed OpenAI, Anthropic and Google API keys saved in its online console. Some users report surprise bills. How students and developers should handle AI keys.
- [AI browsers can be tricked by hidden instructions on web pages](https://sabka.ai/news/ai-browsers-prompt-injection/): 2026-10-28. Researchers keep finding ways to hijack AI browsers and assistants that act for you, and attackers have started hiding instructions on real websites. Here's how to use AI agents more safely.
- [Studies find AI chatbots get health questions wrong about half the time](https://sabka.ai/news/ai-chatbots-health-advice-studies/): 2026-10-28. Researchers tested five popular chatbots on health questions and flagged about half the answers. Another study found people using chatbots did no better than those who didn't. How to use AI for health safely.
- [AI is creating more jobs than it cuts in India, but freshers are being squeezed](https://sabka.ai/news/ai-jobs-india-nomura/): 2026-10-28. A Nomura analysis counted about 2.6 AI-related hires for every job lost to AI in India. But entry-level roles are shrinking and employers want ready skills. What that means for students and job seekers.
- [15,000 free AI scholarships for creators, from the I&B ministry, Google and YouTube](https://sabka.ai/news/ai-skilling-scholarships-creators/): 2026-10-28. A national programme offers 15,000 AI scholarships for students, creators and media professionals in animation, gaming and digital storytelling, with Google certificates. What it includes.
- [Does ChatGPT help students learn? A review of 35 studies says yes, with limits](https://sabka.ai/news/chatgpt-student-learning-meta-analysis/): 2026-10-28. A 2026 review of 35 classroom experiments found ChatGPT had a moderately positive effect on learning. How it was used mattered, and long-term effects are still unknown.
- [India's draft AI rules could come in November. Here's what we know](https://sabka.ai/news/india-ai-law-consultation-paper/): 2026-10-28. IT Minister Ashwini Vaishnaw says a consultation paper on regulating AI is coming in weeks, with safety and deepfakes in focus. What's known, what isn't, and how you can have a say.
- [IndiaAI Mission: 20 Indian AI models backed, 5 released so far](https://sabka.ai/news/indiaai-mission-models-varya/): 2026-10-28. The government says it has supported 20 Indian foundation models, including a video model called Varya, with over 38,000 subsidised GPUs. What the mission is doing and what you can use.
- [Fake Instagram shops: Delhi Police bust a network linked to ₹30 crore](https://sabka.ai/news/instagram-shop-scam-delhi-30-crore/): 2026-10-28. A student ordered a kurti from an Instagram ad and kept paying for a 'delivery code'. Police say the network behind it handled over ₹30 crore. Here's how to shop safely on social media.
- [Pensioners: no one calls for your life certificate. Don't share the OTP](https://sabka.ai/news/life-certificate-scam-pensioners/): 2026-10-28. As pensioners get ready to submit their annual life certificate, fraudsters are calling for OTPs and posting fake 'online submission' links. Here's how to submit safely.
- [OpenAI says its AI solved major maths problems. Experts are still checking](https://sabka.ai/news/openai-ai-math-physics-discoveries/): 2026-10-28. OpenAI says its models produced new proofs in maths, computer science and physics. Some experts call it historic; others say the proofs still need checking. What it means, and what it doesn't.
- [Sarvam's 30B and 105B models: India-trained AI for Indian languages](https://sabka.ai/news/sarvam-indian-language-models/): 2026-10-28. Bengaluru's Sarvam AI released two large language models trained in India on IndiaAI Mission computers, built for Indian languages. What they are and why 'sovereign AI' matters.
- [YUVA AI for ALL: a free 4.5-hour government AI course with a certificate](https://sabka.ai/news/yuva-ai-for-all-free-course/): 2026-10-28. MeitY's YUVA AI for ALL teaches AI basics in four and a half hours, free, online and in your own time, with a Government of India certificate. Who it's for and where to find it.
- [Took the free ChatGPT Go year? Check before it starts charging](https://sabka.ai/news/chatgpt-go-free-year-renewal/): 2026-10-21. The one-year free ChatGPT Go offer for Indian users began in November 2025, so the first free years are ending. Here's how to check whether you'll be charged, and how to cancel.
- [Your new data rights: what India's data protection rules mean for you](https://sabka.ai/news/dpdp-rules-your-data-rights/): 2026-10-21. India's Digital Personal Data Protection Rules are rolling out in phases. Here are the rights you'll get over the data that apps, banks and shops collect about you.
- [AI-made photos and videos must now carry a label in India](https://sabka.ai/news/ai-content-labels-it-rules-2026/): 2026-10-21. Changes to India's IT Rules require platforms to label AI-generated content and remove unlawful posts much faster. Here's what it means when you scroll, and what to do if you're targeted by a deepfake.
- [There is no 'digital arrest': Supreme Court pushes for faster help for victims](https://sabka.ai/news/digital-arrest-supreme-court-sop/): 2026-10-21. The Supreme Court has ordered a nationwide CBI probe and a standard procedure to fight digital arrest scams, including returning victims' money faster. Here's how the scam works now, with AI voices, and what to do.
- [MyUPI: NPCI's new AI helper for UPI. What works, and what doesn't yet](https://sabka.ai/news/myupi-npci-ai-assistant/): 2026-10-21. NPCI launched an AI assistant for UPI with payee checks and a promised 'Safety Switch'. A test found some features don't work yet. Here's how to stay safe with UPI either way.
- [Why phones cost more this festive season: AI is eating the memory chips](https://sabka.ai/news/phone-prices-ai-memory-crunch/): 2026-10-21. The AI boom is making memory chips scarce, pushing up smartphone prices and shrinking festive discounts in India. Here's what's happening and how to buy smart.
- [AI that speaks your language: India's own AI models](https://sabka.ai/news/indian-language-ai-models/): 2026-10-21. At the India AI Impact Summit, Indian teams launched large AI models built for Indian languages and voices. Here's what that means for people who don't want to use AI in English.

## Reference

- [AI tools directory](https://sabka.ai/tools/): 91 tools in 14 categories, with pricing and Indian-language support
- [AI glossary](https://sabka.ai/glossary/): every term has its own page with a one-line meaning and level
- [Quizzes](https://sabka.ai/quizzes/)

## Open data (JSON)

- [Search index](https://sabka.ai/api/search.json): every page with title, type, description, roles and tasks
- [Tools directory](https://sabka.ai/api/tools.json)
- [Glossary](https://sabka.ai/api/glossary.json)
- [Games (scam-or-real messages, app checker)](https://sabka.ai/api/games.json)
- [Full text of guides and news](https://sabka.ai/llms-full.txt)
- [News feed (RSS)](https://sabka.ai/news/rss.xml)

## Optional

Storybooks and 5-minute reads for children (Classes 5–10): AI and online safety:

- [Jugnupur Tales, Volume 1: How a Parrot Learned About AI](https://sabka.ai/books/vol-1/): Classes 5–7. Spend a summer holiday in Jugnupur, the village of fireflies, with Bunny, his little brother Happy, Dadi and Mitthu, a parrot with a very high opinion of himself. In eight story chapters they discover how machines learn from examples, why AI can be unfair, how chatbots guess the next word, how computers see pictures, why fake pictures spread, how robots work, and the questions to ask before we use AI.
- [Jugnupur Tales, Volume 2: How the City Learned About AI](https://sabka.ai/books/vol-2/): Classes 8–10. Back home in Bengaluru, thirteen-year-old Bunny, his friend Riya and the whole Silverline Heights society run into AI everywhere: in a cricket-match vote, a foggy trek, a topper who only memorised, a chatbot's training, a sneaky forwarded message, a fooled pothole app, an endless video feed, a thirsty data centre and a school hackathon. Ten chapters on how neural networks really learn, how AI can be tricked, and how to build it responsibly.
- [Jugnupur Tales, Volume 3: How Bunny Learned AI Security](https://sabka.ai/books/vol-3/): College & early career. Bunny is eighteen now, a first-year engineering student on a summer internship with a security team that builds labs, courses and AI models. Each chapter is a real incident from that summer: a chatbot jailbroken mid-demo, a course assistant poisoned by one bad upload, an AI agent that took thousands of actions before anyone noticed. A beginner's guide to AI security, from prompts and RAG to agents and the people who keep them safe.
- [Cybersecurity for Juniors, Book 1: Staying Safe Online](https://sabka.ai/books/cyber-1/): Classes 5–8. Back in Bengaluru's Silverline Heights, Bunny, Happy, Riya and Mitthu the parrot learn to stay safe online with Nilu chachu. In ten story chapters they fix weak passwords, catch a fake "bank manager" asking for an OTP, strip a greedy game of its permissions, lock down an overshared account, dodge a fake prize, stand up to cyberbullying, spot an evil-twin wifi, check a scary forward before sharing, survive ransomware with a backup, and run a safety audit of their whole building.
- [Cybersecurity for Juniors, Book 2: Campus & Career Ready](https://sabka.ai/books/cyber-2/): Classes 9–12 & College. Naina is eighteen, a first-year at Tarang Engineering College, finding her feet alongside Rehan, her hostel-corridor classmate with a laptop full of CTF stickers. Together they learn how campus life and the first job really work online: a too-good internship offer, a secret key left in a project repo, a QR code swapped at the canteen, and the habits that carry them all the way to a placement interview.
- [Cybersecurity for Juniors, Book 3: The Security Engineer's Playbook](https://sabka.ai/books/cyber-3/): Freshers & career switchers. Six months after her placement interview, Mahika starts her first job as a junior application security engineer. Alongside her manager, a DevOps engineer, a QA-turned-security engineer and a SOC analyst, she learns why application security is the foundation every other security career is built on, and how it connects cloud, DevSecOps, infrastructure, network and AI security into one map. Seventeen illustrated stories with real code, config and token corners.
- [Apps that ask for too much](https://sabka.ai/tutorials/cyber/app-permissions-and-in-app-purchases/): Why a game doesn't need your camera or contacts, how "Allow All" buttons push you, and why game gems are real money.
- [Cyber Squad: safety habits for the whole family](https://sabka.ai/tutorials/cyber/cyber-safety-habits-for-families/): How one person's weak habit puts everyone at risk, and simple safety habits families and neighbours can share.
- [Forwarding hurts too: cyberbullying](https://sabka.ai/tutorials/cyber/cyberbullying-and-forwarding/): Why forwarding or repeating a mean joke still spreads harm, how screenshots outlive deletions, and what to do instead.
- [A real photo, a fake story: checking forwards](https://sabka.ai/tutorials/cyber/fake-forwards-and-misinformation/): How true photos are paired with false captions, the two questions to ask before forwarding, and why corrections travel slower than rumours.
- [Fake prizes, popups and malware](https://sabka.ai/tutorials/cyber/fake-prizes-and-malware/): Why "you are our millionth visitor" is always a trick, how fake popups install malware, and what to do if your phone starts acting strange.
- [Real banks never ask for your OTP](https://sabka.ai/tutorials/cyber/otp-and-bank-call-scams/): How fake KYC messages and "bank manager" calls trick people into sharing OTPs, the red flags to spot, and where to report in India.
- [Small posts, big picture: oversharing online](https://sabka.ai/tutorials/cyber/oversharing-and-digital-footprint/): How harmless posts add up to reveal where you live, study and go, and how privacy settings and one simple question keep you safe.
- [Free wifi traps and the padlock](https://sabka.ai/tutorials/cyber/public-wifi-and-https/): How fake "evil twin" wifi networks work, what the padlock and HTTPS mean, and what to do before typing a password in public.
- [Ransomware and the 3-2-1 backup rule](https://sabka.ai/tutorials/cyber/ransomware-and-backups/): How a fake bill attachment can lock your files, why you should never pay a ransom, and the simple backup rule that saves the day.
- [Strong passwords, PINs and 2FA](https://sabka.ai/tutorials/cyber/strong-passwords-and-2fa/): Why a password built from public information is no lock at all, and how passphrases, password managers and two-factor authentication keep accounts safe.
- [The hidden cost of AI: electricity and water](https://sabka.ai/tutorials/jugnupur/ai-electricity-and-water/): Why every AI answer uses real electricity and often water, the difference between training and everyday use, and when to just use your brain.
- [AI pictures, and how to spot fakes](https://sabka.ai/tutorials/jugnupur/ai-pictures-and-fakes/): How AI makes pictures from words, why a fake tiger photo emptied a village, and the simple habit that stops fakes spreading.
- [Building AI that works in the real world](https://sabka.ai/tutorials/jugnupur/building-ai-that-works-in-the-real-world/): A school hackathon app for sorting rubbish shows datasets, sealed tests, transfer learning, distribution shift and why experts belong in the loop.
- [How bad data fools an AI: data poisoning](https://sabka.ai/tutorials/jugnupur/data-poisoning-explained/): A pothole-reporting app, 500 fake photos and a tiny yellow sticker: how attackers poison AI, and how to guard what goes in.
- [How AI learns from mistakes: walking downhill in the fog](https://sabka.ai/tutorials/jugnupur/how-ai-learns-from-mistakes/): Gradient descent, learning rate and local minimum explained with a foggy dawn trek on Nandi Hills.
- [How AI understands words: a map of meanings](https://sabka.ai/tutorials/jugnupur/how-ai-understands-words/): Embeddings explained with 300 word cards in English, Hindi and Kannada: why similar words sit close together.
- [How a chatbot goes to school](https://sabka.ai/tutorials/jugnupur/how-chatbots-are-trained/): Pre-training, fine-tuning, human feedback, red teaming and guardrails: the stages that turn a text predictor into a helpful assistant.
- [How chatbots guess the next word](https://sabka.ai/tutorials/jugnupur/how-chatbots-guess-the-next-word/): Why a parrot who finishes every sentence explains ChatGPT and other chatbots, and why they sometimes make things up.
- [How computers see pictures](https://sabka.ai/tutorials/jugnupur/how-computers-see-pictures/): Pixels, RGB numbers and edges: what a phone camera really sees when it recognises a leaf, a face or a QR code.
- [How robots work: sense, think, act](https://sabka.ai/tutorials/jugnupur/how-robots-work/): What a mango-picking robot teaches about sensors, controllers, safety buttons, and which jobs machines and people do best.
- [Learning without answers: how AI finds groups](https://sabka.ai/tutorials/jugnupur/learning-without-answers/): Unsupervised learning and clustering explained with a trunk full of mystery objects, and why the odd one out matters.
- [How machines learn from examples](https://sabka.ai/tutorials/jugnupur/machines-learn-from-examples/): Why one mango cannot teach you about all mangoes: training data, labels, features and testing, in five minutes.
- [Memorising vs understanding: overfitting explained](https://sabka.ai/tutorials/jugnupur/overfitting-memorising-vs-understanding/): Why a student who memorised old papers failed the real test, and why AI needs a sealed test set too.
- [When a message gives your AI secret orders](https://sabka.ai/tutorials/jugnupur/prompt-injection-explained/): Prompt injection explained with a forwarded Mysore pak recipe that tricked a home AI assistant, and four layers that stop it.
- [Six questions to ask before using any AI](https://sabka.ai/tutorials/jugnupur/six-questions-before-using-ai/): Bunny's six questions for any new AI, from a classroom camera to an app on your phone, with a quick maths check on "90% accurate".
- [What is a neural network? Many small weighted votes](https://sabka.ai/tutorials/jugnupur/what-is-a-neural-network/): A cricket-match vote at a Bengaluru housing society explains neurons, weights, thresholds and layers, with simple maths.
- [Why AI can be unfair](https://sabka.ai/tutorials/jugnupur/why-ai-can-be-unfair/): What happens when an AI only learns from one kind of example: bias, balanced data and fairness testing.
- [Why you can't stop scrolling: recommendation AI](https://sabka.ai/tutorials/jugnupur/why-you-cant-stop-scrolling/): How YouTube, Instagram and other feeds choose your next video, what they are trying to maximise, and family rules that put you back in charge.