AI apps, money and payments

New AI features, free plans and their catches, and AI in UPI, banking and prices.

Took the free ChatGPT Go year? Check before it starts charging

The one-year free ChatGPT Go offer for Indian users began in November 2025, so the first free years are ending. Here's how to check whether you'll be charged, and how to cancel.

21 Oct 2026

MyUPI: NPCI's new AI helper for UPI. What works, and what doesn't yet

NPCI launched an AI assistant for UPI with payee checks and a promised 'Safety Switch'. A test found some features don't work yet. Here's how to stay safe with UPI either way.

21 Oct 2026

Why phones cost more this festive season: AI is eating the memory chips

The AI boom is making memory chips scarce, pushing up smartphone prices and shrinking festive discounts in India. Here's what's happening and how to buy smart.

21 Oct 2026