Start here โบ I amโฆ
AI for finance and accounts
Use AI to explain rules in plain words, draft client letters, clean up spreadsheets and summarise long circulars, while keeping client data safe and checking every number.
Start here
Writing good prompts: get better answers from AI
A simple four-part recipe for asking AI chatbots for exactly what you need, with before-and-after examples.
Step 1
beginnerWhy AI makes mistakes (and how to catch them)
The real reasons chatbots get things wrong, and a 4-step habit to check any AI answer in under a minute.
Step 2
beginnerSpotting deepfakes and AI scams
How fake videos, cloned voices and AI-written messages are used to fool people, and simple ways to protect yourself and your family.
Step 3
beginnerWhich AI tool should I use? A quick guide for every job
Students, shopkeepers, designers, office workers and parents: match what you want to do with the right kind of AI tool, and avoid the common traps.
Step 4
beginnerSpotting fake reviews before you buy
How fake and paid reviews push up ratings on shopping apps, maps and app stores, the signs to look for, and what India's review standard says.
Step 5
intermediateAutomate boring work with AI: n8n, Zapier and Make
How automation tools with AI steps can sort emails, save attachments and draft replies for you, with a simple first workflow and the safety rules that matter.
Step 6
Prompts to copy
Paste into ChatGPT, Gemini, Claude or any chatbot- Circular in plain words
Summarise this circular in plain English for a small business owner: what changed, who it applies to, the deadline, and what they must do. [paste text]
- Client reminder
Draft a friendly WhatsApp reminder to a client listing the documents needed for their income tax return. No jargon, under 80 words.
- Spreadsheet check
I will paste a table of expenses. Find duplicates, totals by category, and any amounts that look unusual compared with the rest. [paste table, with names removed]
Tools that help
All tools โ๐๏ธ Office, notes and meetings
- Microsoft 365 Copilot AI in Word, Excel, PowerPoint, Outlook and Teams.
- Gemini in Google Workspace AI in Gmail, Docs, Sheets, Slides and Meet.
- Notion Notes, wikis and to-dos, with AI writing and Q&A.
- Zoho (Zia) AI assistant across Zoho's office and business apps.
- Fireflies.ai Joins your meetings to record, transcribe and summarise them.
- Fathom AI note-taker for Zoom, Google Meet and Teams calls.
๐ฌ Chat assistants
- ChatGPT Ask anything, write and explain, analyse files and photos, talk by voice.
- Gemini Google's assistant, works with Gmail, Docs, Maps and YouTube.
- Claude Careful writing, long documents and coding help.
- Microsoft Copilot Assistant built into Windows, Edge and Microsoft apps.
- Meta AI Assistant inside WhatsApp, Instagram and Facebook.
- Grok Assistant connected to X (Twitter).
- DeepSeek Free chat app built on open-weight models.
โ๏ธ Automation and workflows
- n8n Build workflows with AI steps; free to self-host, paid cloud.
- Zapier Connect thousands of apps and automate tasks without code.
- Make Visual, drag-and-drop automation scenarios.
- Power Automate Automate tasks across Microsoft 365 and Windows.
- IFTTT Simple "if this, then that" automations for phone and smart home.
๐ก๏ธ Stay safe online (India)
- Cybercrime portal + 1930 Report online fraud and cybercrime. For money lost, call 1930 at once.
- Sanchar Saathi Report fraud calls and messages, see SIMs in your name, block a lost phone.
- Have I Been Pwned Check whether your email appeared in a data breach.
- Deepfakes Analysis Unit Send a suspected deepfake video or audio to their WhatsApp tipline to get it checked.
- PIB Fact Check Check viral claims about the government, schemes and official notices.
- Fact Check Explorer Search fact-checks of viral claims and images.
- Bitwarden Open-source password manager that keeps a strong, different password for every account.
Scams to watch for
All scams โ- Digital arrest scamFake police, CBI or ED officers on a video call say you're under arrest and must pay. There is no such thing.
- Cloned voice of a family member"Mummy, I've had an accident, send money now!" AI can copy a voice from a short clip. Hang up and call back.
- Deepfake celebrity investment adsA famous face "recommends" a stock tip or trading app with guaranteed returns. The video is fake.
- Fake KYC update and OTP fraud"Your KYC expires today, your account will be blocked." Banks never ask for your OTP, PIN or password.
- UPI PIN and QR code scams"Scan this QR to receive money." You never need your UPI PIN to receive money, only to pay.
- Sextortion and morphed photosA stranger records a video call or makes a fake nude with AI, then threatens to share it. Don't pay. Get help.
- Fake customer-care numbersYou search online for a helpline, call it, and the "agent" asks you to install an app or share a PIN for your refund.
- Fake wedding invites and APK filesA "wedding card", "bill" or "bank update" arrives as an .apk file on WhatsApp. Installing it hands over your phone.
- Fake trading apps and stock-tip groups"VIP" WhatsApp or Telegram groups promise insider tips and IPO quotas, then trap you in a fake trading app.
- Gift card scamsA "boss", official or relative asks you to buy gift cards and send the codes. Once they have the code, the money is gone.
- Shopping account takeoverSomeone gets into your shopping or wallet app and spends your gift card balance, coins and saved cards.
- Fake delivery and parcel scams"Your parcel couldn't be delivered. Pay โน25 to reschedule." The link steals your card details and OTP.
- Money mule accounts"Earn commission just by letting us use your bank account." Your account is then used to move scam money, and police come to you.
- Unknown charges on your card or accountA debit you didn't make? Report it to your bank within 3 working days. Under RBI rules you usually don't pay for it.
- SIM swap and eSIM fraudYour phone suddenly loses signal. Someone has moved your number to their SIM and is reading your bank OTPs.
- Aadhaar fingerprint (AePS) fraudMoney withdrawn using your Aadhaar number and a copied fingerprint, with no OTP. Lock your biometrics to stop it.
- Fake traffic challan and bill messages"Your challan is pending, pay now" or "Electricity will be cut tonight." The link or app steals your OTPs and money.
- Fake travel, pilgrimage and hotel bookingsKedarnath helicopter, Char Dham or hotel booked on a fake site. You pay, and no ticket or room exists.
- Fake "army officer" buyer and rental scamsA "soldier" being transferred sells a cheap bike, or wants to rent your flat, then asks you to send money "to receive" payment.
- Matrimonial and romance scamsA perfect match online, often an "NRI" or officer, who soon needs money for customs, visas or an emergency.
- Fake shopping sites and sale linksAn iPhone for โน999 in a "Big Billion" sale link. The site is a copy, and your card details go to scammers.
- Loans and SIMs taken in your nameRecovery calls for a loan you never took, or SIMs you never bought. Someone is using your PAN and Aadhaar.
News for you
All news โ- An AI app left 144,000 chat logs open online. What you type into AI isn't always private28 Oct 2026 ยท Researchers found millions of files from the AI service 302.ai, including user chats with personal details, in an unprotected online storage bucket. Here's what to keep out of AI chats.
- AI browsers can be tricked by hidden instructions on web pages28 Oct 2026 ยท Researchers keep finding ways to hijack AI browsers and assistants that act for you, and attackers have started hiding instructions on real websites. Here's how to use AI agents more safely.
- India's draft AI rules could come in November. Here's what we know28 Oct 2026 ยท IT Minister Ashwini Vaishnaw says a consultation paper on regulating AI is coming in weeks, with safety and deepfakes in focus. What's known, what isn't, and how you can have a say.
- Pensioners: no one calls for your life certificate. Don't share the OTP28 Oct 2026 ยท As pensioners get ready to submit their annual life certificate, fraudsters are calling for OTPs and posting fake 'online submission' links. Here's how to submit safely.
Words to know
Full glossary โ- Adware beginnerMalware built specifically to flood a device with unwanted ads.
- Attachment beginnerA file sent along with an email or message.
- Audit beginnerA careful check of habits or systems against what's actually recommended.
- Backup beginnerAn extra copy of your files, kept safe in case the original is lost or damaged.
- Captive portal beginnerThe sign-in page a public wifi network shows before granting access.
- Collective risk beginnerWhen one person's unsafe habit can end up affecting a whole group or community.
- Credential beginnerThe username-and-password (or similar) pair that lets you into an account.
- Credential reuse beginnerUsing the same password on more than one account.
- Cyber hygiene beginnerThe everyday habits that keep you safer online, the way regular habits keep you healthy offline.
- Cybercrime helpline, 1930 beginnerIndia's national number for reporting cyber fraud.
- Dark pattern beginnerA design built on purpose to push you toward one choice, like a huge "Allow All" button.
- Data collection beginnerThe gathering of information about how you use an app.
- Deepfake beginnerA fake photo or video of a real person, made with AI.
- Digital footprint beginnerThe lasting trail of information you leave behind online over time.
- Encryption beginnerScrambling data so only the intended recipient can read it.
- Evil twin network beginnerA fake wifi hotspot built to look like a trusted one.
Test yourself
All quizzes โGo deeper
Hand-picked, outside sabka.ai- Official Income Tax e-filing portal โ ยท Income Tax Department
- Official GST portal โ ยท GSTN
- Official BE(A)WARE: how financial frauds work โ ยท Reserve Bank of India
- Official Data protection framework (DPDP Act and Rules) โ ยท MeitY
- Article Prompt engineering guide โ ยท DAIR.AI
- Article Prompt engineering overview โ ยท Anthropic
- Official Fact Check Explorer: search claims already checked โ ยท Google
- Official Report cyber fraud (or call 1930) โ ยท Ministry of Home Affairs
- Official Sanchar Saathi: report fraud calls โ ยท Department of Telecommunications
- Article Govt announces new norms to curb fake online reviews โ ยท Business Today